:root{
  --navy:#071b33; --navy2:#12365f; --gold:#c79a46; --red:#d4262f;
  --cream:#f6f2e9; --paper:#fcfbf8; --ink:#172131; --muted:#657080;
  --white:#fff; --line:#dfe4ea; --shadow:0 24px 70px rgba(7,27,51,.15);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.container{width:min(1180px,92vw);margin:0 auto}
.compliance{background:var(--navy);color:#dbe4ef;text-align:center;padding:8px 12px;font-size:.78rem;letter-spacing:.02em}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{min-height:92px;display:grid;grid-template-columns:190px 1fr auto;align-items:center;gap:28px}
.brand img{width:172px;height:78px;object-fit:contain}
.links{display:flex;justify-content:center;gap:24px;font-weight:760;font-size:.9rem}
.links a:hover{color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:7px;font-weight:800;border:1px solid transparent;transition:.2s}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:#ad8139;transform:translateY(-1px)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.hero{min-height:690px;background:linear-gradient(90deg,rgba(4,18,35,.98) 0%,rgba(4,18,35,.86) 44%,rgba(4,18,35,.2) 78%),url('assets/hero.svg') center/cover}
.hero-inner{padding:92px 0 76px;max-width:760px;color:#fff}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.18em;font-weight:900;color:var(--gold)}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;line-height:1.08;margin:0 0 18px;color:var(--navy)}
h1{font-size:clamp(3rem,6vw,5.8rem);letter-spacing:-.045em;color:#fff}
h2{font-size:clamp(2.25rem,4vw,3.8rem);letter-spacing:-.03em}
h3{font-size:1.55rem}
.hero p{font-size:1.16rem;color:#e0e7ef;max-width:690px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 38px}
.proof{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:760px}
.proof div{border-left:2px solid var(--gold);padding-left:14px}
.proof strong{display:block;color:#fff}
.proof span{font-size:.86rem;color:#bcc8d5}
.section{padding:90px 0}
.soft{background:var(--cream)}
.head{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:42px}
.head p{max-width:560px;color:var(--muted)}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 10px 28px rgba(7,27,51,.06);transition:.22s}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card img{width:100%;height:210px;object-fit:cover}
.card-body{padding:25px}
.card p{color:var(--muted)}
.card-link{font-size:.87rem;font-weight:900;color:var(--navy2)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.feature{background:#fff;border:1px solid var(--line);border-radius:13px;padding:22px}
.feature b{display:block;color:var(--navy);margin-bottom:6px}
.feature span{color:var(--muted);font-size:.92rem}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.stat{background:var(--navy);color:#fff;padding:24px;border-radius:12px}
.stat strong{display:block;font-family:Georgia,serif;font-size:2rem}
.communities{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.community{background:linear-gradient(145deg,var(--navy2),#244f7a);color:#fff;border-radius:11px;min-height:138px;padding:22px;display:flex;flex-direction:column;justify-content:end}
.community span{font-size:.85rem;color:#d2dbe5}
.page-hero{padding:82px 0;background:var(--cream)}
.page-hero h1{color:var(--navy);max-width:920px}
.cta{background:linear-gradient(120deg,var(--navy),var(--navy2));padding:76px 0;color:#fff}
.cta h2{color:#fff}
.cta-row{display:flex;justify-content:space-between;align-items:center;gap:28px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px}
.form{display:grid;gap:14px}
.form input,.form textarea,.form select{width:100%;padding:14px;border:1px solid #ccd4dd;border-radius:7px;font:inherit}
.form textarea{min-height:150px}
.note{font-size:.82rem;color:var(--muted);border-left:3px solid var(--gold);padding-left:14px}
.socials{display:flex;gap:12px;flex-wrap:wrap}
.socials a{border:1px solid var(--line);padding:10px 13px;border-radius:6px;font-weight:750}
footer{background:#06162a;color:#cbd5e0;padding:50px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}
.footer-brand{display:grid;grid-template-columns:82px 1fr;gap:16px}
.footer-brand img{width:82px;height:82px;border-radius:50%;object-fit:cover}
footer h4{color:#fff;margin:0 0 12px}
footer a{display:block;margin:7px 0}
.legal{margin-top:28px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);font-size:.77rem;color:#95a4b4}
@media(max-width:940px){
  .nav{grid-template-columns:170px 1fr}
  .links{display:none}
  .nav>.btn{display:none}
  .grid4,.communities{grid-template-columns:repeat(2,1fr)}
  .split,.contact-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
  .hero{min-height:auto}.hero-inner{padding:62px 0}
  h1{font-size:3.25rem}
  .proof,.grid4,.grid3,.feature-grid,.stats,.communities,.footer-grid{grid-template-columns:1fr}
  .head,.cta-row{align-items:flex-start;flex-direction:column}
}